Being bitten by a neighbor's dog puts you in an uncomfortable position. You know the person, and a legal claim can feel like it will make things worse. But Arizona law doesn't distinguish between a stranger's dog and a neighbor's dog. The same strict liability statute applies, and your health and your finances are at stake.
Arizona's strict liability means you don't need to prove they knew
Under A.R.S. § 11-1025, a dog owner is liable if their dog bites someone who was in a public place or lawfully on private property, regardless of whether the dog had ever bitten before. A neighbor who invites you into their yard, whose dog runs out of their house, or whose dog gets loose on the street is strictly liable for the bite. You don't need to prove they were careless or knew the dog was dangerous. The bite establishes liability.
Homeowner's or renter's insurance typically covers the claim
Most dog bite claims against homeowners are paid through their homeowner's or renter's liability insurance, not out of their pocket directly. Filing a claim against your neighbor's insurance isn't the same as suing them personally. The insurer handles it, which takes the personal confrontation out of the process somewhat. Get your neighbor's insurance information early; don't wait for them to offer it.
Defenses and comparative fault
Arizona's pure comparative fault rule (A.R.S. § 12-2505) means that if you provoked the dog or were in a place you weren't supposed to be, your damages are reduced by your percentage of fault, but not eliminated. Insurers will explore every angle to minimize the claim. See our post on Arizona comparative negligence law.
The filing deadline
Arizona gives most personal injury victims two years from the date of the bite (A.R.S. § 12-542). See our post on the Arizona personal injury statute of limitations.
Our dog bite attorneys handle claims throughout Phoenix and Scottsdale on a contingency fee basis. No fee unless we win. Call (480) 418-SHER (7437) or reach out online.